San Jacinto Hard Money Lenders & Loans
San Jacinto Hard Money Lenders
San Jacinto shares the San Jacinto Valley with neighboring Hemet in the interior of Riverside County, at the foot of the mountains that give the valley its name. It is one of the area’s older communities, home to Mt. San Jacinto College and the Soboba reservation, with an agricultural past and an affordable, growing housing market. That mix of affordability and older, outlying property is a natural fit for equity-based lending, and North Coast Financial has funded hard money loans here for years. Call 760-722-2991 to discuss a San Jacinto loan.
We lend directly and approve on the equity in the property rather than on income documentation or credit. With more than $1 billion funded across California since 1981, we can commit the same day and fund investment property within days.
Hard Money Lending in the San Jacinto Valley
San Jacinto’s affordability draws investors and owner-occupants alike, and its older homes and outlying parcels often sit outside conventional guidelines. A loan secured by the real estate and sized to its equity gets these deals funded when a bank’s guidelines will not. We lend up to 70% of value, with fixed rates from 9.95% (excluding consumer loans) and lender fees from 1.5 points, disclosed up front.
Fix and Flip Loans
The valley’s older single-family homes give investors a reliable supply of renovation projects at affordable entry points. A fix and flip loan lets you close quickly on a property that needs work, complete the renovation, and repay at resale. We qualify the deal on the property and its numbers, so a busy investor still gets a fast decision.
Bridge Loans
A bridge loan funds a San Jacinto purchase before an existing property has sold, then is repaid when that sale closes or long-term financing is arranged. In an affordable, growing market, the ability to close without a sale contingency can be what secures a well-priced property.
Cash-Out Refinancing
San Jacinto owners who hold equity in a home or investment property can put it to work with a cash-out refinance, whether for another purchase, property improvements, or a business need a conventional lender is too slow to meet.
Communities We Serve near San Jacinto
We lend throughout San Jacinto and the surrounding valley, including Hemet, Moreno Valley, Perris, Menifee, Beaumont, and Winchester. Recent Riverside County loans include a Murrieta bridge loan, a Temecula bridge loan, and a Wildomar bridge loan. See our Riverside County hard money lenders page for more.
San Jacinto Hard Money Loan FAQ
How fast can a San Jacinto loan close?
Approval is frequently same-day, and investment property loans can fund in as few as 3 to 5 days. Owner-occupied loans take about 2 to 3 weeks because of federal lending disclosures.
What is approval based on?
The equity in the property and the strength of the deal, not income documentation or a credit score.
What types of property do you lend on in San Jacinto?
Single-family and multi-family residences, investment property, and commercial property, including older homes and properties on larger lots that fall outside conventional guidelines.
What are hard money loan rates in San Jacinto?
San Jacinto hard money loans start at fixed rates from 9.95% (excluding consumer loans), with lender fees from 1.5 points and financing up to 70% of the property value, all disclosed up front.
Why choose North Coast Financial for a San Jacinto hard money loan?
We are a direct California lender with more than $1 billion funded since 1981. We approve on equity, can commit the same day, and fund investment property within days.
To discuss a hard money loan in San Jacinto, contact North Coast Financial at 760-722-2991 for a free review of your scenario.
DRE Broker #01870870. NMLS ID 323044.
Recent Hard Money Loans in Riverside County
San Jacinto, California
