California Hard Money Lenders
Direct Private Money Loans for California Real Estate
Hard Money Loan Request
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California Direct Hard Money Lenders
North Coast Financial is one of California’s most experienced direct hard money lenders with over 40 years of hard money lending experience. We provide hard money loans in California for real estate investors and property owners through asset-based lending for various real estate projects and transactions including single-family residential, multi-family residential and commercial.
California real estate investors and homeowners rely on North Coast Financial for fast approvals and funding, competitive rates and fees, flexible lending criteria and excellent service. Hard money loans for investment property can be funded within 5 days. We provide both 1st and 2nd hard money loans and lend to numerous types of borrowers including individuals, entities (LLCs, partnerships, corporations), trusts and estates. Contact North Coast Financial now for a free consultation.
North Coast Financial – Our Professionalism Sets Us Apart
Experienced California Hard Money Lenders
North Coast Financial are California direct hard money lenders (private money lenders) whose owner/broker has funded over $800,000,000 in California hard money loans since 1981. We fund a variety of hard money loans including bridge loans, probate and estate loans, Prop 58 loans, trust loans, investment and rental property loans, cash out and refinance loans, fix and flip / rehab loans, owner occupied hard money loans, commercial hard money loans and various other hard money loans secured by California real estate.
North Coast Financial is based in San Diego, California and provides fast hard money loans in Southern California, Northern California and Central California. We lend throughout the state of California and specialize in the areas of San Diego, Los Angeles, San Francisco Bay Area, Orange County, Riverside, Ventura and Sacramento.
North Coast Financial has many repeat real estate investors who continue to come back for hard money loans. Our multiple, repeat, satisfied customers (North Coast Financial reviews) exhibit we are a professional and honest source for direct hard money loans and one of the best and most reputable California hard money lenders.
Various Hard Money Loan Types Provided
Recently Funded Hard Money Loans
Recent Deal – Palo Alto Hard Money Refinance Loan
Palo Alto Hard Money Refinance Loan North Coast Financial provided a $855,000 hard money refinance loan in [...]
Recent Deal – Menlo Park Hard Money Refinance Loan
Menlo Park Hard Money Refinance Loan North Coast Financial provided a $525,000 cash out refinance loan in [...]
Recent Deal – La Mesa Trust Loan
La Mesa Trust Loan North Coast Financial provided a $200,000 trust loan in La Mesa, California (San [...]
Recent Deal – La Jolla Hard Money Refinance Loan
La Jolla Hard Money Refinance Loan North Coast Financial funded a $650,000 hard money refinance loan in [...]
Recent Deal – Irvine Hard Money Refinance Loan
Irvine Hard Money Refinance Loan North Coast Financial financed a $350,000 hard money refinance loan in Irvine, California (Orange [...]
Recent Deal – El Segundo Trust Loan
El Segundo Trust Loan North Coast Financial funded a $575,000 trust loan in El Segundo, California (Los [...]
What Clients are Saying about North Coast Financial
Thank you North Coast Financial! I can’t say enough about the great care and service provided by Don Hensel. Don really looked out for us and guided us in the right direction. Even though I wanted to be aggressive he looked out for my best interest and future. I made numerous calls to Don over the years about everything and anything and he was always there to help!
Great customer service is what I value most and Don Hensel exceeded my expectations!
Being in real estate for 19 years, I have heard just about every excuse when a deal falls apart. Imagine a lender doing what they tell you, when you first call them. Well stop dreaming and stop searching, North Coast Financial makes obtaining financing Fast (5 days!),… Simple (minimal docs required),… and Efficient (15 docs to sign). They clearly explained the entire process from start to finish. North Coast is a pleasure to work with and I highly recommend them.
Recently worked with Don and Jeff, and I was extremely happy with the loan terms they were able to secure for me, their speed of loan closure (less than 10 days) and their service. I would not hesitate referring them to my friends and family.
What a professional on the highest level Don Hensel is! I’ve never seen a lender accomplish a loan in such a short time frame, however Don pulled it off, and he did it in the most careful accommodating way. I am truly blessed to have met this man, and I highly recommend him to anyone needing a lender they can trust and who will get it done. Thank you Don for taking care of us!
Highly recommend North Coast Financial. Don is a true professional, thorough and expeditious. He made our experience awesome.
Don Hensel was absolutely awesome to deal with. He made the whole process of getting an estate loan on a property in probate simple and easy. Now I can have the repairs and upgrades done to get it ready to sell.
I have been very impressed with the ease of transaction, the promptness of obtaining our pre-approval letter and loan, and the level of detail explaining the loan and loan process. Our agent even commented “that was the smoothest and quickest loan transaction I have seen in a long time”. Professional staff, same day responsiveness and excellent service. Highly recommended.
Helped with title name problems, beat out 3 other offers. Will use again.
No B.S. fees! Just straight points, interest, escrow, title. No admin, doc, inspection, walk my dog etc fees!!!
I have been working with North Coast Financial for many years. Their professionalism in my book is a “5 star rating”. They handled all of my clients in the utmost professional manner and funded and closed all of my clients’ loans in a timely manner. Not only have they accomomdated my clients during the processing and closing of our loans, another great feature they bring to the table is they are always accessible to answer any questions my clients have during the term of their loan. It’s always a pleasure to work with their team and knowing my clients are in great hands.
North Coast Financial – For all your Direct Hard Money Lending Needs
Fast Hard Money Loans – Flexible Funding for Real Estate Investments & Transactions
As a direct hard money lender, North Coast Financial has multiple sources of capital to fund your hard money loan request. Private money sources allow for faster and more flexible funding options than traditional means of capital such as banks, credit unions and other institutional lenders. North Coast Financial is an asset-based hard money lender and primarily focuses on the value of the real estate being used as collateral and the down payment or equity of the borrower.
North Coast Financial can approve and fund a hard money loan for investment property within 5 days. A similar loan from a institutional lender can take 30-45 days or more. Owner occupied hard money loans are subject to the current federal regulations which push the funding timeline to a minimum of 2 weeks in most situations.
We provide private, short-term California direct hard money loans for real estate investors for various real estate transactions such as fix and flip/rehab loans, trustee sale refinances, distressed property loans (REO loans, short sale loans, foreclosure loans), hard money business loans, real estate auctions that allow financing, private party transactions, probate, estate and trust loans, residential construction loans, cash out and refinance loans, subprime loans, reverse mortgage refinance loans, bridge loans and other hard money loans with California real estate as collateral.
North Coast Financial are primarily residential hard money lenders, but also fund commercial hard money loans. Hard money loan amounts available from North Coast Financial range from $20,000 on the low end to jumbo hard money mortgage loans in the millions of dollars. North Coast Financial is one of the few residential hard money mortgage lenders in California able to consider lending on owner occupied hard money loans (both consumer hard money loans and business purpose hard money loans). Hard money 2nd mortgages and trust deeds are also available in situations where the property owner has significant equity.
California Hard Money Loans for Real Estate Investors & Property Owners
North Coast Financial provides direct hard money loans for real estate investors throughout Southern California, Central California and Northern California. We specialize in San Diego County including La Jolla, Del Mar, Carmel Valley, Solana Beach, Encinitas, Pacific Beach, Mission Beach, Ocean Beach, Point Loma, Mission Valley, Downtown San Diego, Chula Vista, National City, Imperial Beach, El Cajon, La Mesa, Lakeside, Lemon Grove, Santee, Alpine, Oceanside, Carlsbad, Vista, San Marcos, Escondido, Rancho Bernardo, Rancho Santa Fe, Rancho Penasquitos, Miramar, Mira Mesa, Clairemont, University City, Kearny Mesa, Sorrento Valley, City Heights, Hillcrest and Julian.
We provide hard money loans secured by real estate in the counties of Los Angeles, Orange County, Riverside, San Bernardino, Ventura, Imperial, San Francisco and the Bay Area and Sacramento as well as many other areas and counties in the State of California. Choose to work with North Coast Financial, one of the best hard money lenders in California.