California Hard Money Lenders

Five-Star Review: Don Hensel Closed my $1.75M Loan in 5 Days!
I am writing this to give my highest possible five-star recommendation to Don Hensel and the North Coast Financial team.
I needed to close a $1.75 million loan purchase in just five days. After hearing my situation, Don stated he could make it happen and fund it in that timeframe—and he delivered exactly as promised.
From our first conversation, Don proved to be an excellent listener who truly understood my unique needs. He was compassionate, helpful, and offered strategic suggestions that made all the difference. I provided him with the necessary information, and he along with his expert processing team handled the rest with remarkable efficiency and honesty.
The level of professionalism was so high that my real estate agent, the seller's agent, and several escrow officers all went out of their way to tell me how impressed they were with Don's work. It is rare to find a lender who earns that kind of praise from every professional involved in a high-stakes transaction.
If you are looking for a five-star private lender who combines deep expertise with genuine integrity and lightning speed, Don Hensel is the best in the business. Thank you to Don and his entire office for making this happen!
Charles & Latonia

I had an excellent experience working with North Coast Financial, Inc. on a hard money loan for my mother's trust. Jeff and Don Hensel were clear, responsive, and highly professional throughout the entire process. Documentation was handled quickly, communication was consistent, and—most importantly—funding was extremely fast. From start to finish, the process took approximately two weeks. I am very pleased with the experience and would confidently recommend them to anyone in need of hard money or trust-related loan services.

I had a great experience working with North Coast Financial. Dan and Jeff were very responsive and made the loan process straightforward from start to finish. Jeff consistently followed up and kept me informed every step of the way through clear email communication, which I really appreciated. Everything has gone smoothly, and I only have positive things to say about the entire experience.

Working with Jeff and Don Hensel at North Coast Financial was straightforward and simple. I needed a loan to pay off a lien against my estate, but as the executor of the estate, no one would give me a loan until I had title in my name. I almost lost my inheritance. I am forever grateful for the loan I was provided by North Coast Financial that helped me save my families home. Their entire team worked quickly and seamlessly to get me the funds I needed. From beginning to end, the process took less than 2 weeks from me submitting my paperwork to getting the funds in my bank. I did have all documents needed which helped the speed of everything, but they worked efficiently and as quickly as I was able to get them what they needed. Thank you to the entire team who made this possible for me, I highly recommend working with North Coast Financial, Inc.

Don and his team are a pleasure to work with! Very professional. Extremely experienced and knowledgeable. Always available and they always take the time to answer any and all questions. Never any surprises, they always deliver exactly what they said they would do. And they never miss a deadline. North Coast Financial is an outstanding team and I'd strongly recommend them to anyone who could use their services!

We were struggling with a lender that would not offer us any terms for repayment. We contacted Don at North Coast Financial and he was able to move quickly to resolve our situation by arranging a Hard Money Loan that got us out of trouble. If only we'd known about North Coast Financial earlier!
Everything about working with North Coast Financial was outstanding. They were prompt in responding to any questions and they were great and keep us up to date with the process.
North Coast Financial is professional, reliable and has an excellent rating from other customers. Highly recommended!

Jeff and Don were incredible professionals that helped me to save the home I've owned for 23 years. They found smart solutions to complex problems under tight time constraints. They are both trustworthy experts that guided me wisely in making difficult choices. If you have an opportunity to work with them, do it.

Don Hensel and the team at North Coast Financial are outstanding. Our financing included jumbo loans on both the new home we were buying and on our existing home, and the time line to close was very short. Don and the North Coast Financial team performed flawlessly throughout the entire process. At every stage, they never missed a beat, they always moved impressively quickly, and they always delivered exactly what they said they'd deliver, with never any surprises. They were especially helpful in always being available and reachable and always taking as much time as needed to answer all of our questions, and the final loan terms and funding were exactly as they indicated up front. Don and his team are very professional, they are extremely experienced and skillful, and they are a pleasure to work with. Thank you Don and team at North Coast Financial!

I reached out to North Coast for a loan. Long story short, it turns out we didn't need it. Jeff helped me sort through contradicting advice I was getting elsewhere, even though it meant we wouldn't be using his services. I appreciated his knowledge and integrity and would gladly recommend North Coast to others

I am so incredibly grateful for Jeff, Don, and North Coast Financial! After having not lived in the US for several years, it came as a surprise to my husband and I that our perfect credit had completely vanished and our previously pre-approved standard mortgage could not be funded. With an accepted offer already in hand on our dream property, we scrambled to find a hard money lender who could buy us some time while we organized A-lender funding. Jeff was able to have our application approved within 24 hours and we were successfully able to remove subjects within 48 hours, and close on the property in less than 10 days. Throughout the whole process, both Jeff and Don were exceptionally easy to work with, open, HONEST, responsive, professional, timely, efficient, and just an overall DREAM to do business with. I would 100% use their services again and highly recommend them to anyone. In fact, in such a hot sellers market, I would even use their services just to make my real estate offer more desirable to seller since it would allow us to close on a property within days, rather than within months (with a regular lender). Thank God for North Coast Financial! I wish this company decades of success!

I have worked with Don and Jeff Hensel of North Coast Financial for two extremely time sensitive and delicate bridge loans that required accuracy and timely follow-up. Both Jeff and Don were wonderful to work with: they were very professional, prompt, informative, and patient. They also followed up at appropriate intervals of time, and were there when needed. In both cases, they answered all questions related to the process and worked with other parties with professionalism and aplomb. Each process went very smoothly as well. I never had a problem reaching them when needed, and the success of the relationship was critically important and achieved. They were the least of my concerns, a true testament to my 5 star recommendation. Thank you Jeff and Don for helping my family to achieve important goals.

I was in need of a loan (2nd place) on my home to purchase some heavy equipment for my husband's new business. I was researching various companies and reviews and ended up sending an inquiry to North Coast Financial. North Coast Financial exceeded my expectations. From the very first inquiry, Jeff responded in such a timely manner; answering all of my questions and concerns. He was honest and explained everything to me throughout the entire process. He also gave me a few options before determining if their loan was my best option. His father, Don, also joined in to process some of the paperwork. I cannot believe how quickly the money funded from start to finish. This company and all of the people working with them were very professional and efficient. I would highly recommend Jeff, his father Don and their team at North Coast Financial.

North Coast Financial was excellent to work with from the very beginning. Jeff answered my initial email immediately and even followed up to ask if I had any more questions. After deciding to use North Coast, Jeff processed the initial documents in a very timely manner and then I worked with Don to finish up the loan process. VERY FAST and very PROFESSIONAL team. Thank you Jeff and Don! I would highly recommend you to anyone.

Jeff and Don were beyond amazing with helping my husband obtain a loan during our probate period. They were fast and communication was excellent every step of the way. I definitely recommend and will use them again

Love Jeff and all the gang at North Coast Financial. They did a loan for over $750,000 and we closed in less than 12 days. Unbelievably quick and sharp guys here. The interest rate was very fair as it was a hard loan.
Truthfully never heard of hard-money lenders until we got dinged by our very own banks at Chase and Wells Fargo! Since 2008, the requirements to get a simple loan or refinance is very complex and hard, but hard lenders are good because they're more concerned about the property.
Our rating for North Coast Financial is a solid 10/10. We need more honest, smart, fast, and nimble companies in America. Thank you guys again!

I had a wonderful experience with North Coast Financial. From the very beginning, they were willing to bend over backwards to support me through the process and willing to answer all my questions, which were a lot. I worked with Jeff and Don and they were both incredibly friendly, responsive, supportive, but above all else, they were extremely knowledgeable. Thank you for a great experience!

North Coast is an excellent lending company that was great to work with. Jeff and Don clearly communicated with me and my family about the nature of the Prop 58 Loan we needed to ensure success of our property transfer. The funds were delivered as quickly as promised. Thank you NCF!

I am extremely impressed with North Coast Financial. I went through the process of setting up a loan and was about to have the loan funded, but had a last minute change in circumstances resulting in me cancelling this loan. I felt bad about having to cancel this loan after all the hard work completed by North Coast Financial without a single dollar out of my pocket. When I notified them of the cancellation, they were very pleasant and understanding about the situation. I ultimately did need the loan about 1 month later and the process was very smooth.