North Coast Financial Reviews & Testimonials

I am so incredibly grateful for Jeff, Don, and North Coast Financial! After having not lived in the US for several years, it came as a surprise to my husband and I that our perfect credit had completely vanished and our previously pre-approved standard mortgage could not be funded. With an accepted offer already in hand on our dream property, we scrambled to find a hard money lender who could buy us some time while we organized A-lender funding. Jeff was able to have our application approved within 24 hours and we were successfully able to remove subjects within 48 hours, and close on the property in less than 10 days. Throughout the whole process, both Jeff and Don were exceptionally easy to work with, open, HONEST, responsive, professional, timely, efficient, and just an overall DREAM to do business with. I would 100% use their services again and highly recommend them to anyone. In fact, in such a hot sellers market, I would even use their services just to make my real estate offer more desirable to seller since it would allow us to close on a property within days, rather than within months (with a regular lender). Thank God for North Coast Financial! I wish this company decades of success!


I have worked with Don and Jeff Hensel of North Coast Financial for two extremely time sensitive and delicate bridge loans that required accuracy and timely follow-up. Both Jeff and Don were wonderful to work with: they were very professional, prompt, informative, and patient. They also followed up at appropriate intervals of time, and were there when needed. In both cues, they answered all questions related to the process and worked with other parties with professionalism and aplomb. Each process went smoothly as well. I never had a problem reaching them when needed, and the success of the relationship was critically important and achieved. They were the least of my concerns, a true testament to my 5 star recommendation. Thank you Jeff and Don for helping my family to achieve important goals.

Simone BoscoSimone Bosco

North Coast Financial is fantastic! We needed a bridge loan for a new property we were purchasing and they were incredibly responsive, knowledgeable, professional– and a total pleasure to work with. I actually stumbled upon them doing an internet search and wondered if they were too good to be true. I began to feel more assured after speaking with Jeff and am happy to report that they are the real deal– except maybe better! We would use them again in a heartbeat. Highly recommend North Coast Financial for CA real estate transactions and only wish they were nationwide!

Elaine M. Williams

I was in need of a loan (2nd place) on my home to purchase some heavy equipment for my husband’s new business. I was researching various companies and reviews and ended up sending an inquiry to North Coast Financial. North Coast Financial exceeded my expectations. From the very first inquiry, Jeff responded in such a timely manner; answering all of my questions and concerns. He was honest and explained everything to me throughout the entire process. He also gave me a few options before determining if their loan was my best option. His father, Don, also joined in to process some of the paperwork. I cannot believe how quickly the money funded from start to finish. This company and all of the people working with them were very professional and efficient. I would highly recommend Jeff, his father Don and their team at North Coast Financial.

Stacy Faris

Thank you North Coast Financial! I can’t say enough about the great care and service provided by Don Hensel. Don really looked out for us and guided us in the right direction. Even though I wanted to be aggressive he looked out for my best interest and future. I made numerous calls to Don over the years about everything and anything and he was always there to help!

Great customer service is what I value most and Don Hensel exceeded my expectations!

Margarita Delarosa

I found myself in a very difficult financial position during probate. I did not want to use a hard money lender. I googled and found North Coast Financial. I called and Don picked up the phone which was hard to believe. He was clear, concise and professional. The loan closed quickly and exactly like Don stated with no surprises. I was able to move forward with the probate. Thank you ! Terri G.

Terri G.

Being in real estate for 19 years, I have heard just about every excuse when a deal falls apart. Imagine a lender doing what they tell you, when you first call them. Well stop dreaming and stop searching, North Coast Financial makes obtaining financing Fast (5 days!),… Simple (minimal docs required),… and Efficient (15 docs to sign). They clearly explained the entire process from start to finish. North Coast is a pleasure to work with and I highly recommend them.

Frank H - Real Estate Zealot

What a professional on the highest level Don Hensel is! I’ve never seen a lender accomplish a loan in such a short time frame, however Don pulled it off, and he did it in the most careful accommodating way. I am truly blessed to have met this man, and I highly recommend him to anyone needing a lender they can trust and who will get it done. Thank you Don for taking care of us!

Julie Sewall

Recently worked with Don and Jeff, and I was extremely happy with the loan terms they were able to secure for me, their speed of loan closure (less than 10 days) and their service. I would not hesitate referring them to my friends and family.

Vishal AgarwalVishal Agarwal

Incredible and professional team. Don walked me through every step and was available at all times. I highly recommend this company. I’m a client for life.

Brian Tierney

Highly recommend North Coast Financial. Don is a true professional, thorough and expeditious. He made our experience awesome.

Penni Mohr
Don at North Coast was great to work with. I called North Coast Financial and they were able to fund a mortgage for me in less than a week. It was great, and the service is fantastic.
Steve NiemeyerSteve Niemeyer

Don and Jeff at North Coast helped me secure a business loan I needed to buy another location. Process was well disclosed and played out exactly as described. Would recommend them to anyone seeking non-traditional financing.

Kyle Miholich

Helped with title name problems, beat out 3 other offers. Will use again.

No B.S. fees! Just straight points, interest, escrow, title. No admin, doc, inspection, walk my dog etc fees!!!

Cory Miholich
They came through for me in record time when another lender pulled out prior to closing. They were professional and responsive.
Rick S.

They really knew their stuff. I am very happy with their service.

Mary Jane Hill

Best service, they made everything easy from start to finish.

Michael Mansour

Don Hensel was absolutely awesome to deal with. He made the whole process of getting an estate loan on a property in probate simple and easy. Now I can have the repairs and upgrades done to get it ready to sell.


Jim MillerJim Miller

I’ve worked with Don & North Coast Financial. It was a great experience & went very smooth from beginning to end. North Coast provided a bridge loan for me in a timely manner & kept it simple & straight forward.

Tom Billinge
Excellent response time – great partner – clear communication – couldn’t be better
Scott BorchardtScott Borchardt

Don is the consummate professional. He is easy to work with, he is patient and explains things clearly. I highly recommend seeking out Don to handle any private lending loans!

Rich Thome

Really great experience. Fast service and professional treatment, yet at an affordable price and rate. Thanks.

Caesar Adnan

It was a pleasure to work with Don. He is helpful and responsive, and I feel lucky to have found North Coast Financial.

Elisabeth Sorensen
I have been very impressed with the ease of transaction, the promptness of obtaining our pre-approval letter and loan, and the level of detail explaining the loan and loan process. Our agent even commented “that was the smoothest and quickest loan transaction I have seen in a long time”. Professional staff, same day responsiveness and excellent service. Highly recommended.
Sherry BrownSherry Brown
If you find yourself in the market for a Hard Money Loan because of certain circumstances… Look no further than North Coast Financial. I personally contacted and worked to get quotes/estimates from 5 to 10 different Lenders… Don and North Coast Financial excelled *all* other in *all* aspects!
— Great Service: Constant, patient, and clear communication via email or phone. Never hard to get a hold.
— Great Knowledge: Constant communication paired with good experience and knowledge is the ultimate… and you will find it at North Coast Financial.
— Great Rates: Since there are literally thousands of different variables and products out there it can be difficult to pin down who has the best “deal”. With North Coast it was actually quite clear to see they offered the best value since the savings were easy to locate and obvious on paper.
— Great Follow Through: Once you retain their services, they continue to perform at a high caliber all the way to the very end, and even afterwards.
Navigating and securing a Hard Money Loan can be daunting and it was at times… You can feel very vulnerable and very desperate since you are at the latter end of the option spectrum. But with North Coast I really felt like they were empathetic and there to actually *help* us… and not just a client that would feed them money.
I have been working with North Coast Financial for many years. Their professionalism in my book is a “5 star rating”. They handled all of my clients in the utmost professional manner and funded and closed all of my clients’ loans in a timely manner. Not only have they accomomdated my clients during the processing and closing of our loans, another great feature they bring to the table is they are always accessible to answer any questions my clients have during the term of their loan. It’s always a pleasure to work with their team and knowing my clients are in great hands.
Toni FulcinitiToni Fulciniti
I would recommend these folks to anyone needing a hard money loan in southern California. They are fast and easy to work. I just did my second loan with them. It was a 10 day close, and Don processed all the paper work on the Friday before a 3 day weekend so we could close the following Tuesday.
Bryan McIntosh

I found working with them to be very professional and the process moved very quickly with no surprises. I would recommend North Coast Financial to anyone who is looking at “hard-money” loans and needs to work with a group that is honest, fast and reliable.

Mike DendoMike Dendo, Affordable Investments, LLC

So far they have funded over 20 loans for me and have never let me down. They have always done what they promised and have been there to close quickly when needed. I have and will continue to recommended their services to everyone I know!

Richard MehrenRichard Mehren