North Coast Financial are California commercial hard money lenders offering commercial hard money loans on various property types including retail, industrial, office buildings, healthcare, hotels, multifamily and special purpose properties.
Commercial Hard Money Loans – Fast and Flexible Solutions
Commercial hard money loans are the fast and flexible alternative to slow and restrictive commercial loans through a traditional lender like a bank. Hard money commercial loans can be funded in a matter of weeks while commercial bank loans can take many months. Contact North Coast Financial now and get your commercial hard money loan funded fast.
Why Choose North Coast Financial?
35 Years of Experience
Partner with an experienced, knowledgeable and reliable hard money lender who understands your needs.
Fast Approvals and Funding
Same day loan approval is available. Loans can be funded within a week if needed.
Low Rates and Fees
Our interest rates and fees for hard money loans are among the lowest in the industry. CONTACT NOW for current rates and fees.
Extremely Satisfied Clients
Join our many satisfied clients who repeatedly use North Coast Financial for their hard money borrowing needs.
Commercial Hard Money Loans – Hard Money Commercial Loans
Hard money commercial loans are an alternative when conventional bank loans are not an option for the borrower due to the need for faster funding or when a conventional lender has rejected the borrower’s loan request.
Commercial bank loans often take 3-4 months and longer to fund commercial loans, while hard money commercial loans can take only weeks.
Banks may reject a borrower’s request for various reasons including low credit scores, insufficient income or an inability to provide documentation such as tax returns or other financial statements. Commercial hard money lenders focus primarily on the value of the commercial property being used as collateral for the loan and are able to overlook many issues if the borrower has sufficient equity in the property.
Other reasons a bank may deny a borrower’s commercial loan request include liens or judgements existing on the property, borrower is attempting to restructure their existing loan and avoid foreclosure, the borrower is a foreign national, or if the loan request requires some creativity that stringent bank policies are not able to accommodate.