Costa Mesa Hard Money Lenders

North Coast Financial is a direct hard money lender (private money lender) serving Costa Mesa and Orange County, California. With over 40 years of hard money lending experience and more than $1 billion in hard money loans funded, North Coast Financial is one of the most experienced hard money lenders providing financing for Costa Mesa, California.

We provide various types of hard money loans for property owners and real estate investors who need fast and flexible funding options. Our competitive rates and fees and excellent customer service are why our clients continue to choose North Coast Financial for their California hard money lending needs. Read client reviews.

Contact North Coast Financial now for a complimentary consultation and quote for your hard money loan request.

Hard Money Loan Request

We will contact you to review the loan scenario and provide a quote.


As Featured

Costa Mesa Hard Money Loans – North Coast Financial

  • Fixed Rates from 9.95% (excluding consumer loans)*

  • Lender Fees from 1.5 Points – No Additional Fees

  • Same Day Pre-Approvals Available – Receive Funding within Days

  • Financing up to 75% Loan to Value

  • 40 Years of Experience – $1 Billion Funded

  • 5-Star Google Review Rating – BBB A+ Rating

Costa Mesa Hard Money Lenders

Secure fast and reliable capital with experienced Costa Mesa hard money lenders. Whether you need to close a deal in days for an investment or require a flexible bridge loan in Costa Mesa to purchase a new property before selling your current home, our asset-based lending solutions provide the speed and flexibility not available from that traditional lenders.

North Coast Financial provides many different types of Costa Mesa hard money loans including bridge loans, construction loans, cash out refinance loanspurchase loansreverse mortgage refinance loansdistressed property loansfix and flip loansestate and trust loansinvestment property loansowner occupied hard money loans and other hard money loans in Costa Mesa with real estate as collateral.

Property Types for Costa Mesa Hard Money Loans

North Coast Financial are able to lend for various property types including single family residences, multi-family residences, commercial, special purpose property, industrial, healthcare, hotels, office buildings and retail.

Costa Mesa Bridge Loans

North Coast Financial are experienced bridge loan lenders providing Costa Mesa bridge loans. In a competitive real estate market like Orange County, residential bridge loans are a powerful tool for homeowners looking purchase their next primary residence. Bridge loans are short-term financing tools borrower can use until permanent financing is in place or until they sell their existing home. If you need to buy a new house before selling your current home, our Costa Mesa bridge financing allows you to tap into your existing equity to make a non-contingent offer.

We specialize in bridging the gap between purchase and sale, providing the short-term liquidity needed for a down payment and/or providing a bridge loan directly for the purchase.  Contact North Coast Financial now to inquire about a Costa Mesa bridge loan or visit our Bridge Loan page for additional information.

Probate and Trust Loans in Costa Mesa

Settling an estate or trust can be complex, especially when liquid funds are needed for home repairs, debt settlement, or buying out other heirs. We provide specialized probate loans  and irrevocable trust loans in Costa Mesa that allow beneficiaries and successor trustees to access equity in their property quickly. Whether you are looking for a probate loan to pay taxes or need a trust loan to facilitate a sibling buyout, our team understands the nuances of inheritance lending. We work directly with estates and trusts to ensure a smooth funding process that is compliant for Proposition 19.

Orange County, California Hard Money Loans Funded by North Coast Financial

Costa Mesa, California

Incorporated in 1953, the city of Costa Mesa is part of Orange County and has a population of approximately 110,000. The current economic base of Costa Mesa includes light manufacturing, retail and commerce. Costa Mesa is home to the famous shopping center South Coast Plaza.

Contact North Coast Financial now for a free consultation with a hard money loan expert regarding your Costa Mesa loan request.

Costa Mesa, California

Costa Mesa, California