Prop 19 Loans – Inherited Property Loans for Irrevocable Trusts & Estates in California

I've worked with North Coast Financial several times on trust loans and bridge loans, and they've been great every time. Jeff Hensel and Don Hensel are both amazing to work with.
Jeff is always very responsive and willing to look through different scenarios with me. They're quick, straightforward, and will let you know right away if they can help. Their turn times are also very fast, which makes a huge difference on these types of loans.
Every client I've referred to them has been happy with the experience. They're dependable, trustworthy, easy to reach, and genuinely helpful. I highly recommend North Coast Financial.

We had an excellent experience working with North Coast Financial, and especially with Jeff Hensel. Our situation involved a complicated trust loan, with a number of moving pieces and questions along the way. Jeff was consistently responsive, patient, and approachable. He took the time to explain the process clearly, answer our questions, and walk us through each step.
What stood out most was his availability and calm professionalism. During what could have been a stressful and confusing process, Jeff helped make things understandable and manageable. We are grateful for his guidance and would gladly recommend North Coast Financial to others dealing with trust, estate, or specialized lending needs.

I had an excellent experience working with North Coast Financial, Inc. on a hard money loan for my mother’s trust. Jeff and Don Hensel were clear, responsive, and highly professional throughout the entire process. Documentation was handled quickly, communication was consistent, and—most importantly—funding was extremely fast. From start to finish, the process took approximately two weeks. I am very pleased with the experience and would confidently recommend them to anyone in need of hard money or trust-related loan services.

Working with Jeff and Don Hensel at North Coast Financial was straightforward and simple. I needed a loan to pay off a lien against my estate, but as the executor of the estate, no one would give me a loan until I had title in my name. I almost lost my inheritance. I am forever grateful for the loan I was provided by North Coast Financial that helped me save my families home. Their entire team worked quickly and seamlessly to get me the funds I needed. From beginning to end, the process took less than 2 weeks from me submitting my paperwork to getting the funds in my bank. I did have all documents needed which helped the speed of everything, but they worked efficiently and as quickly as I was able to get them what they needed. Thank you to the entire team who made this possible for me, I highly recommend working with North Coast Financial, Inc.

North Coast Financial made the process of obtaining a short-term loan while in probate very easy. They were responsive to all our questions and we were happy to work with them.

Jeff and Don were beyond amazing with helping my husband obtain a loan during our probate period. They were fast and communication was excellent every step of the way. I definitely recommend and will use them again

North Coast Financial provided a "simple to follow" plan to access needed funds from the family trust. Plus, their fees and interest rates were superior to other competing lenders. The "Go To" lender in California.

Jeff from North Coast made the process of securing a trust loan incredibly simple. He always replied to emails quickly, and was able to answer any questions we had and steer us in the right direction.

I found myself in a very difficult financial position during probate. I did not want to use a hard money lender. I googled and found North Coast Financial. I called and Don picked up the phone which was hard to believe. He was clear, concise and professional. The loan closed quickly and exactly like Don stated with no surprises. I was able to move forward with the probate.
Thank you !
Terri G.