Real Estate Investment Loans & Financing

Real Estate Investment Lenders for California Real Estate

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Direct Real Estate Investment Lenders

North Coast Financial provides real estate investment loans and financing throughout California. A direct lender with more than 37 years of experience, North Coast Financial is a real estate investment lender able to provide fast and flexible financing options with quick approvals, competitive rates with no hidden fees and excellent customer service. Real estate investor loans can be funded in as few 2-3 days. Contact North Coast Financial now for a free, no obligation quote.

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Why Choose North Coast Financial?

Recently Funded Real Estate Investment Loans by North Coast Financial

Real Estate Investor Loans & Financing

Real estate investor loans help borrowers quickly secure investment property or borrow against real estate they already own. Private money real estate investment lenders such as North Coast Financial can provide same-day approvals and provide financing within days. The speed of loan approval and financing allows borrowers to capitalize on short-term opportunities and use leverage to maximize their investment yield.

While banks can take 2-3 months to approval and fund a real estate investment property, private money real estate investment lenders can approve and finance within a week.

Real Estate Investor Financing

The main requirement for obtaining real estate investor financing is having sufficient funds for a down payment or equity in an existing property. A down payment of at least 25-30% is generally required for real estate investment financing. For refinancing existing real estate investments, the borrower will need to maintain equity of at least 30% (allowing a cash out up to 70% of the value of the property).

Residential Real Estate Investment Loans

Residential real estate investment loans are available for various property types including single family residences, condominiums, apartment buildings and other multifamily property (duplex, tripflex, fourplex, etc.). Loan to value ratios up to 70-75% are available for residential real estate investments loans with financing terms up to 3 years.

Real Estate Investment Loan Rates

Real estate investment loan rates from private money lenders are typically higher than interest rates available from conventional lenders such as banks and credit unions. Interest rates for real estate investor loans from hard money lenders are generally in the range of 8-9.5% for 1sts. Rates for 2nds are much higher usually with rates starting at 11%.

North Coast Financial Real Estate Investment Loan Program

  • Real Estate Investment Loan Program

Loan Application Approval TimelineSame day approval available
Time to Fund LoanAs few as 2-3 days if needed
Property TypesResidential (Single family, multifamily), Commercial
Loan Amounts$20,000 – $3 Million+
Loan Terms1 to 3 years
Lien Position1sts, 2nds
Loan to Value (LTV)1sts – Up to 70-75% of current value 2nds – Up to 65% CLTV
FeesNo appraisal fees (in most situations) and no hidden junk fees
Real Estate Investment Loan Rates & PointsPlease contact us for information on current rates and points